Introduction
Propertycapital.ng is operated by Housing Solutions Ventures Limited. By accessing or using this website and any related services (“Services”), you agree to comply with and be bound by these Terms of Use (“Terms”). If you do not agree with these Terms, you must not use this website or the Services.
All references in these Terms to “we,” “us,” or “our” refer to Property Capital.
Restrictions on Use
By using this website and the Services, you agree that you will not:
- Transmit any content or material intended to interrupt, damage, impair, or limit the functionality of the website or Services.
- Use automated tools, scripts, bots, or software to access or view the Services without our prior written consent.
- Use the Services for purposes other than personal property searches or, where applicable, listing properties as an authorised agent or developer.
- Copy, scrape, harvest, reproduce, or reverse-engineer our data, systems, or processes without permission.
- Use the Services in any unlawful, unethical, fraudulent, or harmful manner.
- Breach any policy, notice, or guideline published on our website.
- Remove, alter, or obscure copyright, trademark, or proprietary notices.
- Publish or transmit material that encourages the violation of any applicable laws or regulations.
- Interfere with or disrupt other users’ access to or enjoyment of the website.
- Upload or transmit copyrighted material without proper authorisation.
- Engage in offensive, abusive, defamatory, or threatening behaviour.
- Attempt to bypass security features or access restricted user accounts.
Registration and Security
You must be at least 18 years old to register on Property Capital. All information provided during registration must be accurate, current, and complete, and you are responsible for keeping your account details up to date.
Some areas of the website are accessible without registration; however, certain Services require registration for identity verification and functionality.
By registering, you consent to receiving emails from Property Capital relating to your account, Services, and occasional third-party offers. You may manage your communication preferences at any time.
You are responsible for maintaining the confidentiality of your password and for all activities conducted under your account. If you believe your account has been accessed without authorisation, you must notify us immediately.
Materials You Provide
By submitting any content, data, images, or information (“Materials”) to Property Capital, you grant us a royalty-free, perpetual, irrevocable, non-exclusive licence to use, reproduce, modify, display, distribute, and sublicense such Materials in connection with the Services.
No compensation will be paid for submitted Materials. We reserve the right to edit or remove any Materials at our sole discretion. You warrant that you own or have the necessary rights to submit such Materials and that they are not illegal, offensive, defamatory, or otherwise objectionable.
Advertising Property on the Website
Each property advert or listing must relate to one property located in Nigeria. Listings that include multiple properties may be split into individual listings or disabled at our discretion.
Charges and Payments
All fees, charges, and payments made for Property Capital Services are non-refundable, unless otherwise stated in writing.
Your Responsibilities
Property Capital is not an estate agency. We provide an online platform where property listings (“Details”) are displayed by third-party agents, developers, landlords, or owners.
- Agents are solely responsible for preparing property Details and responding to enquiries.
- We do not participate in negotiations, communications, or transactions between users and agents.
- Property Details are published in good faith but are not verified by Property Capital.
You are responsible for:
- Independently verifying all property information.
- Conducting inspections, surveys, and due diligence.
- Seeking independent legal, financial, and professional advice.
- Acting in good faith in all dealings.
Availability of the Website
While we aim to keep the website and Services available at all times, uninterrupted or error-free operation cannot be guaranteed. Maintenance, updates, or technical issues may result in temporary unavailability without notice.
Property Capital accepts no liability for interruptions or loss of access and reserves the right to modify, suspend, or discontinue any part of the website or Services at any time.
Third Parties
The website may contain links, data, or advertisements from third parties. Property Capital does not control, endorse, or accept responsibility for third-party products, services, websites, or advertisements.
You agree that any interactions with third parties are solely between you and the third party, and you release Property Capital from any claims arising from such interactions.
Disclaimer
The Services are provided on an “as is” and “as available” basis. Property Capital makes no representations or warranties, express or implied, including warranties of accuracy, completeness, reliability, fitness for purpose, or availability.
Your use of the website and Services is entirely at your own risk. We do not guarantee that the Services will be free from errors, faults, or omissions.
Property value estimates are provided for general information only and are not professional valuations. They are based on publicly available data and general assumptions and should not be relied upon for financial or commercial decisions. Users are advised to seek independent professional advice.
Limitation of Liability
To the fullest extent permitted by law, Property Capital and its directors, officers, employees, agents, and suppliers shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of the Services.
Your sole remedy for dissatisfaction with the Services is to discontinue use.
Indemnification
You agree to indemnify and hold harmless Property Capital and its affiliates from any claims, losses, damages, liabilities, or expenses arising from:
- Your use of the Services
- Your breach of these Terms
- Your violation of any third-party rights
Changes to Terms of Use
Property Capital reserves the right to amend these Terms at any time without prior notice. Updated Terms will be posted on the website and take effect immediately. Continued use of the Services constitutes acceptance of the revised Terms.
Applicable Law
These Terms of Use are governed by and construed in accordance with the laws of the Federal Republic of Nigeria, and any disputes shall be subject to the exclusive jurisdiction of Nigerian courts.
General
Headings are for convenience only and do not affect interpretation. Property Capital may assign these Terms without notice. Failure to enforce any provision does not constitute a waiver. Events beyond our reasonable control shall not be deemed a breach.
These Terms of Use, together with the Privacy Policy, constitute the entire agreement between you and Property Capital.
Contact
If you have any questions or concerns regarding these Terms of Use, please contact Property Capital through the official contact channels on our website
